Legal Opinion
Welcome to healver.com! These Terms of Use (“Terms”) govern your access to and use of healver.com (the “Website”), which is owned and operated by our team.
Please read these Terms carefully before using the Website. By accessing or using the Website, you agree to comply with and be bound by these Terms. If you do not agree with any portion of these Terms, you must not use the Website.
1. Use of the Financial Guide
Your access to healver.com is intended solely for personal, non-commercial use. You may not download, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, content, software, products, or services obtained from the Website. Any such use is strictly prohibited.
2. User Content
healver.com may allow you to submit comments, reviews, or other forms of user-generated content (“User Content”). You retain ownership of your User Content; however, by submitting it, you grant us a non-exclusive, royalty-free, worldwide license to use, modify, publish, translate, and display your User Content on the Website and in connection with our promotional or advertising activities. You represent and warrant that you hold all necessary rights to your User Content and that it does not violate any third-party rights.
3. Third-Party Content and Links
The Website may include links to third-party websites or external resources. We are not responsible for the content, accuracy, or practices of any third-party sites and disclaim all liability related to your use of these external resources. Your interactions with third-party websites are undertaken at your own risk.
4. Advertising
healver.com may display advertisements or promotional content (“Ads”), whether served by us or third-party advertising networks. Your interactions with these Ads are governed by the privacy policies and terms of the companies that provide them.
In compliance with Google AdSense policies, healver.com agrees not to:
- Display ads on pages containing sexually explicit, violent, or hateful content
- Serve misleading, deceptive, or fraudulent ads
- Promote illegal products or activities
- Target ads based on sensitive personal attributes such as race, religion, ethnicity, sexual orientation, or similar characteristics
5. Intellectual Property
All content found on healver.com—including text, graphics, logos, images, software, and other materials (collectively, the “Content”)—is protected by copyright, trademark, and other applicable intellectual property laws. You agree not to remove, alter, or obscure any copyright, trademark, or proprietary notices displayed on the Website or within the Content.
6. Disclaimer
The Website and all Content are provided on an “as is” basis without warranties of any kind, whether express or implied. We expressly disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and security. We do not guarantee that the Website will operate without interruptions, errors, or harmful components such as viruses.
7. Termination
We reserve the right to suspend or terminate your access to the Website at any time, for any reason, and without prior notice.
8. Changes to These Terms
We may update or modify these Terms at any time by posting the revised version on the Website. Continued use of the Website following any updates constitutes your acceptance of the revised Terms.
9. Contact Us
If you have any questions or concerns regarding these Terms, please feel free to contact us.